Payment & Insurance Info
Somatic Women is in-network with Aetna and Optum (including UnitedHealthcare, Oxford, and Oscar) plans. If you have one of these, you may only owe a copay or coinsurance depending on your coverage.
Somatic Women is out-of-network with all other insurance plans. Clients pay upfront and may be eligible for reimbursement through their insurance; Somatic Women partners with Thrizer to help make this process easier.
Some clients choose to pay directly without using insurance. This provides more privacy, flexibility, and the freedom to focus on personal growth, with the ability to work on both mental health and life goals.
In-Network
Somatic Women is in-network with several insurance plans, making it easier to access quality care with reduced financial burden. Using in-network coverage means your sessions may be partially or fully covered by your insurance.
Here’s what to keep in mind:
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A copay or coinsurance may be due at the time of your session.
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Somatic Women will submit claims directly to your insurance provider.
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Your insurance may require a deductible to be met before coverage begins.
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You are responsible for any fees not covered by your plan.
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To confirm your coverage, contact your insurance provider directly or use the benefits checker linked below.
Out-Of-Network
If your insurance provider isn’t listed, you may still be able to use your Out-of-Network benefits for reimbursement. At Somatic Women, we can provide a Superbill—a detailed invoice with the necessary information for your insurance company to determine eligibility for reimbursement.
Here’s what to keep in mind:
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Payment is due at the time of your session.
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Somatic Women can submit your Superbill through Thrizer, a service that helps with insurance reimbursement. However, Thrizer charges a fee for this submission.
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Alternatively, you can submit the Superbill to your insurance provider yourself.
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Your plan may cover only a portion of the cost, leaving some expenses out-of-pocket.
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To estimate your Out-of-Network coverage, contact your insurance provider directly or check your benefits through Thrizer.
Self Pay
Choosing self pay means investing in therapy on your own terms—free from the limitations of insurance. Many clients opt for this option to take full advantage of the benefits private pay offers, including:
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No diagnosis required – Therapy isn’t confined by medical necessity, allowing you to focus on personal development and life goals.
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Greater privacy – Your sessions remain confidential, with no insurance companies involved in your journey.
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More flexibility – You have the freedom to explore personal growth, self-discovery, and achieve the goals that matter most to you.
Therapy isn't always just about symptom reduction—it’s about embracing your full potential, building resilience, and creating a life that feels authentic to you.
While private pay offers flexibility and personalization, we understand that therapy is an investment—and it’s important to choose what feels aligned with your needs, values, and growth. Self-pay therapy can offer a different rhythm, allowing you and your therapist to shape the work without insurance limitations. Curious about what that might look like? Read more in our blog, A Different Perspective on Therapy ›
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.